Opening soon · Lagos · Phones first
Money held until you confirm.
Buy from people you don't know, without the fear. Your payment is held until you've checked the item.
- You pay on Held, not to the seller.
- Check the item. Give your 4-digit code only when you're happy.
- The seller is paid to their bank.
One deal, from both sides.
Ada is buying Tobi's iPhone in Yaba. Watch where the money is at every step.
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1
Find it
Look for the Protected badge. iPhone 13 · 128GB · UK used · ₦520,000.
Ada · buying
ProtectedUK used
iPhone 13 · 128GB · UK used
₦520,000
+ ₦10,400 protection · money held until you confirm
Tobi A.Pay on Held
Tobi · selling
iPhone 13 · 128GB · UK usedProtectedLive
New message
AdaIs it still available? I'll pay on Held.
Yes, it's available
Buyers pay before they come. You see Money held, then hand over.
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2
Pay on Held
₦520,000 + ₦10,400 protection = ₦530,400. Nothing reaches the seller yet.
Ada · buying
Nothing held yet
iPhone 13 · 128GBYou pay
₦520,000 + ₦10,400 protection
= ₦530,400
The seller is paid only after you check the phone and give your code.
Only pay on held.ng. Held never sends a bank account in chat.
Pay ₦530,400
Tobi · selling
Awaiting payment
iPhone 13 · 128GBAda is paying
Don't hand over yet.
Wait until this page says Money held.
Waiting for Ada's payment
Bank alerts and screenshots aren't proof. Only Money held on Held is.
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3
Money held
The seller sees Money held. It's safe to meet.
Ada · buying
₦530,400 held · the seller is paid after you check
iPhone 13 · 128GBPaid
Your money is held.
Tobi can see it's there, but can't touch it.
Meet TobiCheck the phone before you give your code.
Tobi · selling
₦520,000 held for you
Money held
Money held. It's safe to meet.
Hand the phone to Ada. You're paid when she gives you her code.
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4
Meet and check
Check the phone in front of the seller, one thing at a time.
Ada · buying
₦530,400 held · the seller is paid after you check
Meeting now
Check the phone.
- Signed out of iCloud and reset in front of you
- IMEI matches the listing
- Camera, Face ID and charging work
Your handover code
Appears when all three are checked.
Tobi · selling
₦520,000 held for you
Meeting now
Ada is checking the phone.
Let her take her time. What she checks:
- Signed out of iCloud and reset in front of you
- IMEI matches the listing
- Camera, Face ID and charging work
You're paid when she gives you her code.
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5
Give your code
Your code appears only after the checks. Giving it pays the seller.
Ada · buying
₦530,400 held · the seller is paid after you check
All three checked
Your handover code
7305
Only share it once you're happy. Giving this code pays the seller.
Something wrong? Don't give the code.
Tobi · selling
₦520,000 held for you
Ada is happy with the phone
Enter Ada's code.
7305
The code pays you. Only Ada has it.
Confirm handover
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6
Paid to your bank
₦520,000 paid to the seller's bank. Next business day.
Ada · buying
Released · deal complete
It's yours.
You checked the phone and gave your code, so Tobi has been paid.
- Paid ₦530,400 on Held
- Checked the phone
- Gave the code
- Seller paid
Tobi · selling
Released · on its way to your bank
₦520,000 paid to your bank.
Next business day.
GTBank ••0417No fake alerts. The money comes from Held, to your bank.
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What if it's not right?
Don't give the code. Report it on your deal page and your money stays held.
Ada · buying
₦530,400 held · nothing is paid out
- Signed out of iCloud and reset in front of you
- IMEI matches the listing It doesn't
Don't give the code.
Report it on your deal page and your money stays held.
Report a problem
Tobi · selling
₦520,000 held · paused
Disputed
Ada reported a problem.
The money stays held while we sort it out. Nobody is paid until it's decided.
Keep your chat on Held. It's what we look at.
Nothing paid yet
Checks, not stars.
Stars are easy to fake. On Held, each seller shows what's been checked, in plain words.
Example
- ID verified
- 14 protected deals
- Usually replies within an hour
- ID verified
- We've checked the seller's ID. The badge shows only once it's done.
- Protected deals completed
- Deals they finished with the money held until the buyer confirmed. Counted by us, never rounded up.
- Replies within an hour
- How fast they usually answer messages on Held.
Nobody can pay us to rank higher. Sellers rise by finishing protected deals.
Where we are.
No dates, no countdown. Just what's done and what's next.
- Designed
- Deal flow built
- Marketplace opens in Lagos
- Protection switches on
- Open to everyone
Only pay on held.ng. Check the address bar. Held never sends a bank account in chat.
Be first when Held opens.
We'll open the marketplace in Lagos first, then switch on protection. Tell us if you want to buy, sell or both.
- One message, when Held opens. That's all.
- Your number isn't shared or sold.
- Change your mind? Email hello@held.ng and it's deleted.
You're on the list.
We'll message you once, when Held opens. Nothing else.
Changed your mind? Email hello@held.ng and we'll delete your details.
That number didn't look right. Enter a Nigerian mobile number, like 0803 123 4567.
Choose whether you want to buy, sell or both.
Check the email address, or leave it empty.
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